Oklahoma is a “modified comparative negligence – 50%” state. This means that people injured in car accidents can only recover damages if it is determined that they are 49% or less at fault. Under the principle of modified comparative negligence, a person’s recoverable damages will be reduced by the percentage of their fault. As a result, insurance companies have an incentive to investigate car accidents in order to claim an injured driver is partially or mostly at fault.
Joe Norwood investigates the cause of a car accident in order to establish fault and protect the interests of his clients. Using accident investigators, he can often determine how and why a car accident happened. In court, Joe uses the evidence collected to challenge claims of investigators working for the insurance companies.
Uninsured & Underinsured Coverage and Car Accidents
In the state of Oklahoma, a surprising number of drivers are uninsured or underinsured. If you have uninsured / underinsured coverage, you can recover damages under your own policy if you are struck or injured by an uninsured / underinsured driver. However, it’s not unheard of for an insurer to balk at offering fair compensation to a policyholder trying to collect under the uninsured / underinsured terms of his or her own policy.
Joe will make sure the terms of your uninsured / underinsured coverage are honored and is prepared to file a bad faith insurance practices lawsuit if your insurer stalls or delays the payment of a legitimate claim.
What to Do After a Car Accident
It’s not uncommon for insurers to want to talk to an injury victim after a car crash. While a claims adjuster may sound empathetic, the reality is that he or she is looking for any statement or evidence that could justify them reducing or denying your claim.
In order to protect your interests, it’s important to consult a car accident attorney who can represent you in any communications or dealings with insurers. As a personal injury lawyer, Joe has years of experience in counteracting tactics used by insurers to reduce or deny claim payouts throughout Oklahoma.
It’s important to protect your financial interests and legal rights after a car accident. Before speaking to an insurance agent, contact Joe to ensure your interests are protected.